The GLB Act…
What Is It and How Does It Affect You?

The Gramm-Leach-Bliley (GLB) Act is a law that holds DACC responsible for ensuring the security and confidentiality of customer financial information.   This law affects us in two ways: 1) as we serve our customers (students) and 2) as we are customers through our employment at DACC.  

The law basically tells DACC to develop, implement and maintain a comprehensive security program with 3 objectives:
  1. To ensure the security and confidentiality of customer information
  2. To protect against any anticipated threats to the security or integrity of such information; and
  3. To guard against the unauthorized access to or use of such information that could result in substantial harm or inconvenience to any customer.
The following definitions will explain the law in greater detail:

Customer Information
is any record containing nonpublic (non-directory), personal information about a customer of a financial institution, whether in paper, electronic, or another form, that is handled or maintained by or on behalf of you or your affiliates.

Information Security Program
is the administrative, technical, or physical safeguards you use to access, collect, distribute, process, protect, store, use, transmit, dispose of, or otherwise handle customer information.

Service provider
is any person or entity that receives, maintains, or otherwise is permitted access to customer information through its direct provision of services to a financial institution.

The Information Security Plan Must Have 5 Components:
  1. Designate an employee or employees to coordinate information security
  2. Identify security risks, both internal and external
  3. Teach employees how to maintain security
  4. Require service providers to comply with the law
  5. Continue to monitor network security
How does this work with FERPA?  
Colleges and universities are deemed to be in compliance with the “privacy” provisions of the GLB Act if they are in compliance with the Family Educational Rights and Privacy Act (FERPA).  However, higher education institutions are subject to the provisions of the Act related to the administrative, technical, and physical “safeguarding” of customer information.

How Does this Affect a Faculty Member?

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